Broker Check

Our Process

Is Breakwater Wealth Management the right fit for you?

Our goal for our client’s and prospective clients is to make sure they feel confident in the decisions they make. Being your financial advisor is a task not taken lightly nor are our clients. To help you make the best decision, we take the time to review where you are, where you see yourself ahead and how you can get there, in plain English.

There is no charge for this process—we want you to see exactly how we can serve you and improve upon the plan that you already have in place before you agree to pay us a penny. We don’t want you to feel pressured and we want to make sure the questions you have get answered. This also allows us to ensure you are a good fit for our firm as well.

Because our clients come from all over, we offer numerous ways to meet and talk. We are able to meet via phone, web meeting or in person.

Our Process

Initial Phone Call / Conversation

Knowing that your time is valuable, we will have a brief conversation that will allow us both the opportunity to discuss your situation and make sure it fits our experience. We’ll both be able to determine if we are a good fit and if not, we can help guide you to someone who may be able to help.

Discovery Meeting

Understanding your goals, aspirations, concerns and experience is paramount to developing the best path forward. No two people are the same and having a clear understanding of your unique situation will help us to prepare you for what lies ahead.

We will have a conversation to answer questions that will help us properly analyze your situation. Afterwards, you will have a clear understanding in plain English to where you currently stand and what steps you can take to get ahead.

Our Analysis

With the information we have gathered from our initial meeting, we will analyze your situation and goals. With our years of experience and training, we will apply our knowledge and experience to help craft a solution to your situation. We utilize numerous tools including industry leading technology to review your situation and goals that will develop a plan we can put to work with confidence.

Recommendation Review

We will have a detailed conversation to re-cap what we discussed in our initial meeting and review the results of our analysis. During this conversation, we will provide a clean and clear explanation of what you need to do to work towards the goals you desire. Understanding what you’re doing, and changes that can be made to help provide a clear path forward and show you how our firm can assist you in providing strategies aimed at helping to build, grow and preserve your wealth.After this conversation, we will ask if you would like to begin working with our firm. We know and expect that may “want to sleep on it” and we ask that you consider the following:

  • Do I understand the recommendation and do they make sense to me?
  • Do I like and trust Breakwater Wealth Management to work with me?
  • Does their investment philosophy make sense and is it something I agree with?
  • Will I feel comfortable a year from now putting this plan into action and my faith with this firm?


After you take the time to consider these questions, you should have a good feeling as to what the best decision for your is. We want you to feel confident in your decision with the understanding that our goal is to help you be successful. We have more confidence when you do. 

Ongoing Reviews

We will continue to have various conversations throughout our relationship. Even the best plans need to be reviewed and adjusted because if there is anything that is certain, it's change. During these discussions, we will review your progress, any changes to your situation and any changes such as market conditions that could impact your plan. Like the saying goes, an ounce of prevention is worth a pound of cure. That’s why we work to stay a step ahead and adjust to what can be different down the road.

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